With Christmas just days away, the holiday spirit is in full swing. For many, this is the favorite time of year, filled with the warmth of tradition and the joy of giving. However, for others, the ticking clock brings a surge of holiday stress. If you find yourself overwhelmed and running behind on your shopping, don’t panic. While we live in a fast-paced "supply and demand" world where many are stretching their paychecks to make ends meet, there are still plenty of ways to cross those final names off your list without losing your festive cheer.